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Credit Repair New York: Best Credit Repair Service

Don't Miss a free consultation!

from the top credit repair New York company!

Are you looking for service that will be able to increase your credit score ASAP? Well, you just found one!

From 2014, we have been able to repair credit for over 11,000 people from Los Angeles, CA.

Raise Up Credit Repair is New York Credit Repair company established in 2014. We have been named one of the best credit repair companies in New York, NY by the BBB.

We understand that taking the first step to repair your credit is hard.

You are not sure how this will work, how soon you can see the results and if you really need our help.

Most likely you do, that's why you are here. With bad credit score none of the financial institutions, credit cards, banks - will trust you, and that's why you always have to pay high rates.

Stop paying high interest rates on your credit cards, homes, any other loans.

Let's increase your credit score, dispute and remove the bad items so your credit score will increase again!

Call us today at 646-349-0357 for a FREE consultation with our well-educated credit repair experts!

Credit Repair New York: How we Work?

Of course, a person who moves to New York will consider the costs of living first. However, no one can ever anticipate uncertainties. When things go wrong, they don’t tell you beforehand.

A person might have come to New York with a stable job and then lost it for some reason after a few months. Accidents can happen, and even the most meticulously planned budgets can disintegrate at times. If your financial issues have caused a bad shade over your credit score, you have come to the right place today.

it's about your credit

Understanding the Basics of Credit Repair/Score in New York

Repairing your credit score means you want positive events to appear on your credit history and get rid of the negative ones. Your credit score is the quickest way of getting to know what shape your credit history is in. If an institution wishes to know your credit history in detail, they review your credit report.

The institutions that do that often include banks, creditor and any other entities that forward loans. A credit history that’s in good shape makes it easy for you to get the loan you have applied for.

As mentioned earlier, credit score is the quickest way to know what your credit history is like. There is good score, bad score and average score wherein bad score means there are lots of negative events on your credit history and vice versa. Equifax, Experian and TransUnion are the three major credit bureaus that prepare your credit reports and can send them to you upon your request.


Factors Credit Bureaus Use to Give You a Credit Score/Repair

Your Payment History

That’s the first thing they consider. Payment history is the record of all the good and bad credit transactions you have made so far.

Your Owed Debt

Whether you have credit cards, car loans, house mortgages, or some other type of loans, you have to pay them back. The more you have to pay back the more debt you have.

Your Credit Diversity

It is less important than payment history and the debt you owe but it has a lot of weight too. This factor involves the different types of credits you have applied for and taken out.

Your Credit History

This factor shows the length of the record of your credit transactions. Short credit history is a more like a point against you when it comes to lenders assessing your suitability to obtain a loan.

Your Record of Credit Inquiries

When you apply for credit, lenders pull your credit report. They pull the report as many times as you apply, and that creates a record of your credit inquiries. Keep them at a minimum in a given period.

Impact Of Credit Scores On Financial Products

credit cards

Your credit score can impact any credit-related financial products to a large extent.

In fact for loans, mortgages, credit cards and any other transaction in which lending is involved, your credit score will be considered a threshold that determines whether you get the funds or not.

If your credit score lies below 630 you will not be cleared for any funds, you may have to go the credit repair route for this.

What's Affects Your Credit Score?

Your credit score is not just determined by how much you have paid back or failed to pay, there are other components that also affect this rating. Your credit score will consist of the following components

credit cards

History of Payments

Burden of Debt

Length of Credit

Credit Type

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How To Keep A Good Credit Score?


You can try to take on this situation yourself but it is a dangerous route. You might not understand the very fine and minor details that can completely ruin your credit rating. Sometimes, people spend years trying to fix things on their own only to realize in the end that they were on the wrong road from the beginning. Let our professionals handle these matters for you and here are the benefits you can expect.

Despite your financial expertise, credit repair is best left to a company with years of experience. One of your options, is to work with the trusted leaders in credit repair, Raise Up Credit Repair Firm.

how does credit repair work

This is what you can expect

  • Work to improve your credit reports
  • Receive a free summary report and credit score
  • Talk with a credit consultant about your reports
  • Access online dashboard with updates

Contact Us Today For Today

for a FREE Consultation

new credit score

You Will Be Able To

780 credit score
Work to improve your credit reports
780 credit score
Receive a free summary report and credit score
780 credit score
Talk with a credit consultant about your reports
780 credit score
Access online dashboard with updates
Some information has been taken from:

Baesens, Bart, et al. "Benchmarking state-of-the-art classification algorithms for credit scoring." Journal of the operational research society 54.6 (2003): 627-635.
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Friedman, Nir, Dan Geiger, and Moises Goldszmidt. "Bayesian network classifiers." Machine learning 29.2-3 (1997): 131-163.
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